Building Codes


Safety is most important when building a home or business.  Especially when it is in the SFHA.  The CIty of Bay St. Louis has adopted the 2012 International Building Codes to ensure your safety, as well as that of your neighbors is met.


Click Image for more information and to view Ordinance No. 548 and the adoption of the building codes.

Elevation Certificate


An Elevation Certificate (EC) is an administrative tool of the NFIP which is to be used to provide elevation information necessary to ensure compliance with community floodplain management ordinances, and to determine the proper insurance premium rates.


An EC is required before a building permit can be issued to structures in the SFHA.  A community's permit file must have an official record that shows new buildings elevations and all substantial improvements in the SFHA are properly elevated.


Click Image for more information about Elevation Certificates.


The City also maintains a list of Elevation Certificates for properties throughout its jurisdictions.  To search the list of older certificates, Click Here.  For 2014  certificates, Click Here.

Community Rating System (CRS)


The City of Bay St. Louis participates in the National Flood Insurance Program's (NFIP) Community Rating System (CRS) which is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed minimum NFIP requirements. 


As a result of these activites, Bay St. Louis currently is a Class 7 which gives residents and business owners in the Special Flood Hazard Area (SFHA) a 15% premium reduction on their flood insurance and a 5% reduction to those outside the SFHA.


Click Image for more CRS information.  You can also follow this link for a quick look at the CRS Fact Sheet.

Community Outreach


All locations are subject to flood risk.  It's just a question of whether your property is in a low, moderate, or high risk area.  

This community handout will give you a better understanding of hazards you may face, and how to be better prepared.  Click Image for more information.



Mississippi Power Company

300 Highway 90

Bay St. Louis, MS 39520 228-466-4222

Coast Electric Power Association

18020 Highway 603

Kiln, MS 39556


Hancock Water & Sewer District

7040 Stennis Airport Road
Kiln, MS 39556

Bay St. Louis Utilities

688 Hwy 90
Bay St. Louis, MS 39520

For more information about other local services, please click the buttons below.

Additional Services